The finance industry is fabulous at making money for itself, but pretty rubbish at creating wealth for the people it is supposed to serve: small savers and investors like you and me. That’s the view of former fund manager David Pitt-Watson, who speaks with the authority of a man who has spent decades inside the charmed City circle. Siphoning off money from pension savings through sneaky fees and charges is, according to him, a ‘perfect crime’.
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